March 21 2018

Equifax hack likely affected only Canadians with dealings in US

March 21 2018, 12:27 | Clarence Walton

Equifax hack likely affected only Canadians with dealings in US


For those affected by the breach, the path forward is still unclear.

The breach occurred from mid-May through July. Do you know someone else we should interview for this story?

No one person is completely positive. Apache Struts is free, open-source software used to create Java web applications.

Frosh urged Equifax to remove any potential for the company to profit from the breach by suspending sales of credit monitoring services and charging Marylanders for credit freezes.

Just as important, though, is the lesson this disaster provides for the myriad other companies and agencies responsible for keeping our private data safe.

Smith's USA Today apology doesn't reveal any new information of substance about the breach. As such, Equifax regularly deals with highly personal information as part of its core function.

The New York State Attorney General's office has also launched a formal investigation into the incident. You never know who might be trying to steal it.

Peterson cautioned those affected to be sure they are signing up for Equifax's free service and not its paid service. You can find many other reputable companies that offer this type of service by conducting an Internet search for credit monitoring services.

CNN Money: Equifax hack: What's the worst that can happen?

An account takeover, which can be just as damaging, is when a fraudster assumes control of your existing accounts. However it still charges to freeze and unfreeze reports, which does not require enrolling in TrueIdentity.

You have a few options, but you must act now and you must follow up, says Clement. But the credit reporting agency could have a lot of your personal information and this summer it was hacked!

People hear about scams and ID theft and that those who obtain your information can fraudulently open credit cards. Rohit Chopra, once an assistant director at the Consumer Financial Protection Bureau and now a senior fellow at the Consumer Federation of America, recently told The New York Times, "You can not fire the three credit bureaus".

Government at multiple levels see this breach as both a continuation of a very concerning lack of corporate data security, and a strong impetus that more regulation and oversight is required. All banks are required by law to use a combination of rigorous safeguards to protect their customers' information, including strict privacy policies, encryption, two-factor identification, and extensive employee training. Having days of warning for communities in the path of hurricanes is making an incredible difference...and data security professionals need to take note.

Originally there was speculation that enrollment would've prevented you from suing the company or joining a class action lawsuit related to the credit breach.

Since Social Security numbers were affected, the Attorney General's Office says there's risk of tax fraud. Combined with your name and date of birth, it's a "perfect storm" for hackers, Clements says.

Brown is a ranking member of the Senate Banking Committee. Brown also wants legislation that would allow consumers to more easily freeze their credit reports to keep fraudsters from accessing Ohioans' personal data, including Social Security numbers, addresses, and driver's license numbers. Signatories to the letter to Congress included, among others, the National Retail Federation, the National Association of Realtors, the U.S. Travel Association, and the American Hotel & Lodging Association.

Where else can I go for help? . This information is exactly the information that we rely on to verify someone's identity.

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